Iíve got an account at my local
of Barclays, which is one of the main
banks in the UK. Iíve got a which I use for paying bills, writing cheques and paying by
. Itís a which means that my husband John uses it also.
usually got some money in this account, because my salary gets paid into
it, so weíre normally . But sometimes at the end of the month, if we spend a lot of
money, we . This means that the bank agrees an , and us some money until my salary gets paid. The problem with this
is that the bank charges a high rate of .
John and I also have a special account where we can keep money for a long
time. Itís called a or savings account. We use this to save up for holidays or any
unexpected that might come up.
Weíve also got a which is very useful for buying expensive items, travelling
abroad and shopping on the internet. If we pay off the card every month we
donít get any interest. We have to be careful because itís very easy to
pay with , and you have to pay the bank a lot of interest if you
money on the card.
We also have a which we pay off every month. This is a special
that the bank gave us to help us buy our house.