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Read the text and choose the best word for each space. Follow the example.

I’ve got an account at my local of Barclays, which is one of the main banks in the UK. I’ve got a which I use for paying bills, writing cheques and paying by . It’s a which means that my husband John uses it also.

We’ve usually got some money in this account, because my salary gets paid into it, so we’re normally . But sometimes at the end of the month, if we spend a lot of money, we . This means that the bank agrees an , and us some money until my salary gets paid. The problem with this is that the bank charges a high rate of .
John and I also have a special account where we can keep money for a long time. It’s called a or savings account. We use this to save up for holidays or any unexpected that might come up.
We’ve also got a which is very useful for buying expensive items, travelling abroad and shopping on the internet. If we pay off the card every month we don’t get any interest. We have to be careful because it’s very easy to pay with , and you have to pay the bank a lot of interest if you money on the card.
We also have a which we pay off every month. This is a special that the bank gave us to help us buy our house.

Listen Listen to the test to check your answers.

Answers

Match the expressions on the left with the definitions on the right. Follow the example.

to take money out of the bank.
an arrangement where the bank pays a regular amount of money for you automatically every month (your rent, for example).
the amount of money you have in your account at the moment.
the tax you have to pay on your salary and investments.
to change money from one account (or one bank) to another.
a list of the money going out of and coming into your account.
the money you pay the bank for their services.
the ‘hole in the wall’ which gives you money when the bank is closed.

Answers

Study the expressions and their definitions and try to remember as many as possible.

Listen Now listen to the definitions and try to remember the expressions without looking at the screen.

 
 
cash point   ATM
current account   checking account
note (a twenty pound note)   bill (a fifty dollar bill)

Choose the best word for each sentence. Follow the example.

Example: John withdrew all his money out the bank before he left the country.

1. When young people leave school it’s a good idea to open a bank .
2. In some countries you can get a better of exchange if you change money on the street.
3. I usually eat lunch in our company restaurant because the meals are by the firm and it’s much cheaper than going out for lunch.
4. Excuse me, have you got for the cigarette machine?
5. When I’m on a business trip, I have to keep all the for everything I buy. If I don’t, I can’t get my money back.
6. If I’m overdrawn at the end of the month, the bank are very high.
7. When they sold the company it was $12 million in
8. A colleague of mine in San Paulo was a lot of money for not paying his income tax.
9. The euro has fallen in against the yen.
10. We’re thinking of opening another shop, but I’ll need to ask my bank manager for a .
11. Don’t forget that if you order more than eight machines, we can offer a of 12%.
12. Would you mind giving us of how much it’s going to cost?
13. Our accountant has advised us to money in a Dutch company which is based in Beijing.
14. Have you seen the email asking us to cut down on travelling and restaurant ?
15. You are welcome to use and distribute our products, but we do charge a small licence .

Answers

Listen Listen and repeat the sentences.

In UK the currency used is the pound (£). In USA the currency is the dollar ($).
* currency = Moneda (en cuanto a sistema monetario).
Example: The dollar was lower against European currencies

* coin = Moneda (en cuanto a pieza unitaria). El billete se denomina 'note'
Example: Insert a coin in the machine and press start

The money sign goes before the figure
$1 = 100 cents / £1 = 100 pence

to make money: ganar dinero
money market: mercado monetario
counterfeit money: dinero falso
money laundering: blanqueo de dinero
money order, money transfer: transferencia
money rate: tasa de interés

“A man’s treatment of money is the most decisive test of his character… how he makes it, and how he spends it.”
James Moffatt

 
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